< > The problem

Does your system still work with OFX? Do your clients still need to access online banking, export statements, and upload files to the system?

Or worse: they have to sign a letter for the bank manager, wait days for the VAN to be released, and pray that the OFX file is in the correct format, only to then export everything again and send it to the accountant to finalize the reconciliation. This is not scalable. And your ERP pays the price in churn.

01 ×

VAN process requires a letter to the bank manager

Analog bureaucracy in a digital process. Days or weeks of waiting for an authorization that should be immediate.

02 ×

OFX and TXT: fragile and inconsistent formats

Each bank delivers a slightly different file. Your team spends hours handling exceptions that should never exist.

03 ×

No credit card coverage

Credit card statements remain outside the ERP. Manual reconciliation, fragmented control, and users forced to open bank apps.

04 ×

Does not scale across multiple banks

Each bank requires a separate integration. Your customer has 3 banks? Three VAN processes, three different layouts.

05 ×

Daily Internet Banking logins

Exporting statements, saving files, uploading to the system. Manual work that multiplies across every customer account.

06 ×

Churn paid by your ERP

When reconciliation fails, customers blame the software. The cost of legacy banking processes hits your bottom line.

< > The solution

TecnoSpeed's Open Finance Statement API:

Replaces OFX file bureaucracy and VAN slowness with an automated data flow straight from the source.

With a single integration, your ERP eliminates manual reconciliation without requiring your clients to sign manager letters or move files manually.

How it works in 3 steps

Customer

Authorization via Open Finance

Your customer authorizes data sharing directly within your ERP in a few clicks through secure digital authentication.

TecnoSpeed

Automatic data capture

The API automatically captures checking account statements and credit card invoices from authorized institutions.

ERP

JSON ready for reconciliation

Data arrives in a standardized JSON format, ready for automated reconciliation, reporting, and financial management in your software.

response.json Standardized JSON

{
  "data": "2026-03-11",
  "tipo": "debito",
  "descricao": "Fornecedor XYZ — NF 4821",
  "valor": 3840.00,
  "saldo": 28970.50,
  "banco": "Itaú Unibanco",
  "origem": "open_finance"
}

Same JSON standard as the current Statements API, full compatibility with existing implementations. Zero change to your ERP data structure.

Integrate Open Finance Statements API

New for 2026

Now also: credit card statements directly in the ERP via Open Finance.

Connects your ERP directly to the source to fetch and consolidate multi-bank credit card statements. With a single integration, your system receives transaction data ready for reconciliation, eliminating manual processes and dependency on physical files or reports.

Before

Accesses bank app
Exports invoice in CSV or PDF
Manually imports into ERP

After

Authorizes via Open Finance (1x)
Transactions enter automatically
Full view: account + card on a single screen

erp · cartão · live

› sync openfinance --card

✓ 47 lançamentos importados

› categorize --auto

→ MERCADO LIVRE −389,90

→ LATAM AIRLINES −1.240,00

→ IFOOD −87,40

✓ pronto p/ conciliação

Open Finance

ERP · Cartão

•••• •••• •••• 2026

Total fatura

R$ 4.287,53

Venc

10/06/26

New 2026 Sync automática

< > Resources

Everything your Software House needs to deliver real bank reconciliation.

Coverage

+47 supported banks

The major banks are already integrated with us: Itaú, Bradesco, Santander, CEF, Banco do Brasil, Nubank, Inter, C6, Sicoob, Sicredi, and much more.

New 2026

Credit Card Statement included

Card invoices and transactions enter the ERP in the same format as account statements. Complete financial reconciliation.

API

Standardized JSON

Same data structure as the current Statement API. Full compatibility, zero refactoring in your ERP.

Speed

From zero to production in up to 30 days

Complete documentation and dev-to-dev support. From the first API call to go-live, straightforward.

Support

Dev-to-Dev Support

Technical team made of developers who understand banking integration. Guided onboarding all the way to go-live.

>_ VAN vs Open Finance

Open Finance doesn't just replace VAN. It goes far beyond.

The traditional Statement API via VAN remains a solid solution for those already using it. But Open Finance represents a structural evolution: less bureaucracy, broader coverage, more data types, and all with digital client authorization.

Old way

Manual OFX

Hand-exported statements, bank by bank, and no credit card coverage. A fragile, manual process in a flow that should be automated.

Log in to each account's internet banking
Manually export OFX file
Checking account statements only
A process repeated for every bank
OFX/TXT files with inconsistent formats
Letter and VAN approval (when required)
Limited scalability for multiple accounts

Recommended

Consolidated product

API Extrato Open Finance

One digital authorization, +47 supported banks, checking account and credit card in a single JSON, also ready for AI agents via MCP. TecnoSpeed handles regulation. You integrate.

Digital authorization in minutes via Open Finance
Active integration on the same day as authorization
Checking Account + Credit Card
All authorized banks in the same integration
Standardized JSON, same structure for all
Native MCP server for AI agents
Effortlessly scales to multiple banks and clients
Direct technical support with the engineering team

Integrate the API now

Your client's bank is probably already here

Over 35 banks

Learn more about the accounts payable API

Documentation

Complete documentation at your disposal.

"Most of our customers go from zero to production in under 30 days, including a fully functional consent flow."
— Yago Xavier — Product Owner, TecnoSpeed

Getting started

First steps
API Extrato Open Finance

Everything to run your first query: authentication, Open Finance consent creation, and the initial statement protocol.

Access documentation

Queries

Statement Queries

How to create bank statement query protocols via Open Finance, parameters, and callbacks.

View documentation

Listing

Protocol Listing

How to list and view created statement protocols. History and status for each query.

View documentation

PlugBank Ecosystem

More than an API. The largest financial solution HUB for developers in Brazil!

Ecossistema PlugBank

DDA API

Invoices tied to the customer's CNPJ imported automatically, no manual searching required.

Bank slip issuance across +40 banks

A single API to issue, manage, and reconcile bank slips in all major Brazilian banks.

API Pix

Integrated Pix charges and payments with automated reconciliation via Open Finance.

Accounts Payable Suite

Complete automation of the accounts payable lifecycle — DDA + Payments + Statements.

Get to know the PlugBank ecosystem

Most common questions

Frequently Asked Questions about the Open Finance Statement API

TecnoSpeed's Open Finance Statement API is a solution designed for Software Houses and IT teams that need to integrate bank statements and credit card invoices into their clients' ERPs via Open Finance. With a single integration, your software automatically imports transactions from 47+ supported banks, with no VAN, no manager letter needed, and no Central Bank accreditation required. Data arrives in standardized JSON, ready for automated reconciliation.

Open Finance is the Open Financial System regulated by the Central Bank of Brazil. It allows consumers and businesses to share their financial data with authorized systems upon explicit consent. For Software Houses, Open Finance marks the end of bureaucratic banking integration: no VAN, no OFX, no manual processes. With over 65 million connected accounts and 800+ participating institutions, it is the most modern and scalable way to access banking data within an ERP.

No. TecnoSpeed is already registered and accredited by the Central Bank to operate in the Open Finance ecosystem. You simply integrate with our API and start operating. All regulatory complexity—FAPI certifications, OAuth 2.0, mTLS—stays with TecnoSpeed. As our Product Owner Yago Xavier said: "Our API was built so developers don't need to know what FAPI is to integrate it. We handle the regulatory complexity."

Currently, 47 banks are supported: 44 for Individuals (PF) and 36 for Legal Entities (PJ). Among the main ones: Itaú, Bradesco, Santander, Caixa Econômica Federal, Banco do Brasil, Nubank, Banco Inter, C6 Bank, Sicoob, Sicredi, PicPay, and many others. Central Bank regulation requires the participation of every financial institution with over R$ 1 billion in assets, so coverage continues to grow.

Yes! Importing credit card statements is the API's new feature. Using the same Open Finance consent from the customer, the ERP also imports credit card transactions in the exact same standardized JSON as checking account statements. This completes the financial reconciliation cycle: checking account, Pix, bank slips, and now credit cards—all inside the ERP.

The traditional Statement API works via bank VAN: it requires a signed letter to the bank manager, an approval process that can take days, and delivers OFX or TXT files that vary by bank. The Open Finance Statement API eliminates all this bureaucracy: customers authorize via digital authentication in minutes, data arrives in a standardized JSON for all banks, and one authorization covers all institutions. Additionally, Open Finance includes credit card data, which VAN does not cover.

Most customers go from zero to production in under 30 days, including a fully functional consent flow. Complete documentation, dedicated technical support, and a sandbox environment are available for testing before going live.

Yes. Open Finance was built on the most stringent security standards in the financial market: OAuth 2.0 for authentication and authorization, FAPI (Financial-grade API) for access control in high-risk banking environments, and mTLS for two-way encryption in all communications. No data travels without explicit user consent. Sharing includes full traceability (who accessed what and when) and complete compliance with LGPD (General Data Protection Law).

No. Open Finance does not provide DDA (Authorized Direct Debit) data, as this information is not part of the shared data scope defined by the standard. The API provides checking account and credit card statements, but not bank slips via DDA.

No. Open Finance is a regulatory requirement from the Central Bank that applies only to authorized banks and financial institutions; fintechs like Asaas are not required to participate and are therefore not available in the base. API coverage directly follows institutions accredited in Open Finance.

Start now

Your competitors are already offering Open Finance reconciliation. What about your ERP?

Customers expect their ERP to import statements and invoices automatically—no manual work, no logging into bank apps.

Integrate the API into my ERP

View API technical documentation

Fiscal Documents

Financial solutions

Customer relationships

Digital signatures

E-commerce and Marketplaces

Next-level financial management for your software has arrived!

Integrate bank statements and credit card invoices into your ERP this month.

Does your system still work with OFX? Do your clients still need to access online banking, export statements, and upload files to the system?

VAN process requires a letter to the bank manager