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< / > Meet the Accounts payable suite

It's time to retire your clients' Internet Banking.

With the PlugBank API Suite, you replace manual bureaucracy and traditional statements with real-time intelligence via Open Finance and end-to-end automation, from the incoming invoice to the final reconciliation.

TecnoSpeed handles banking complexity. You scale your ERP.
Automate Accounts Payable in my ERP
View technical documentation
Accounts Payable
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< > Contact

Start integrating the Payments API into your ERP. 

Fill out the form below and our team will contact you within 24 hours. We present the 3 APIs, the integration process, and the support that goes from onboarding to the constant banking changes that TecnoSpeed handles for you.
One integration. All financials.
Tickets, payments, and statements, without internet banking.
  • ++40 approved banks
  • +Instant registration via WebService
  • +Extract via Open Finance
  • +Credit card statement via Open Finance
  • +Automatic DDA
  • +Single integration for all banks
  • +Complete management dashboard
  • +Dev-to-Dev Support
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< > The problem

What would your client's finance department do with 4 extra hours per day? 

Today, an employee without automation navigates multiple banking portals, searches for invoices in emails and PDFs, types transfers one by one, and still reconciles everything in Excel. With the PlugBank Suite, These 4 hours become time for analysis, negotiation, and strategy, and your ERP becomes synonymous with efficiency, not rework.
01×

Log in to 5 banks every day

To verify bills, statements, and confirm payments. No integration, no unified visibility.

02×

Tickets via email and PDF

Without an automatic search engine, titles are lost, expire with fines, or are paid incorrectly, with a risk of fraud.

03×

Typed transfers one by one

Suppliers, salaries, taxes, DARF: each one is a manual, slow process without traceability.

04×

Line-by-line reconciliation in Excel

Export bank statement, open in Excel, cross-reference with ERP. Hours wasted on something the API does in seconds.

05×

Risk of fake invoice and fraud

Tickets via email can be tampered with. Without direct bank validation, the risk is real and growing.

06×

No module matches 100% with the database

ERP shows what was launched, bank shows what was removed. Without integration, there are always discrepancies.

A medium-sized company with 3 employees in finance, each spending 30 hrs/month in operational tasks.

The gain is even greater for those who operate at scale:
  • Real estate agencies and condo administrators: high volume of recurring invoices and payouts
  • Franchises: multiple bank accounts, one per unit, requiring consolidation
  • Large companies: payment and tax volume that makes manual processing unfeasible

90 hours/month of pure cost, without strategic value.

This is what the PlugBank Suite delete.

< > How does it work

Accounts Payable Suite: 3 Integrated APIs that Solve the Entire Financial Cycle

The Suite covers every step of the Accounts Payable routine, from the bill to the bank statement confirmation. These are not isolated products: they are three layers of automation from a single provider.
DDA API
Step 1 · DDA

DDA API

Client CNPJ tickets imported automatically, no email, no PDF, no manual search.

View details
Payments API
Step 2 · Payments

Payments API

Pay bills, TEDs, Pix, salaries, and taxes directly from the ERP. No internet banking.

View details
Open Finance Statement
Step 3 · Open Banking

Open Finance Statement

Checking account and card at 47+ banks. No VAN, no letter to the manager, no manual export.

View details
Integrate Payment API
Step 1 · DDA API

No more lost bills. The DDA API retrieves everything directly from your bank.

The DDA centralizes all registered invoices for a CNPJ. TecnoSpeed's API automatically queries this environment and delivers the titles to the Accounts Payable panel, without human intervention.
API de DDA — TecnoSpeed
How does it work in practice

5 steps, from issuing the bill to payment within the ERP.

Main benefits

What changes in the finance department's routine starting on the 1st?.

Painel de Contas a Pagar com automação DDA
ERP Dashboard

Everything that used to be spread across internet banking, now within your ERP.

  • Fraud Protection

    Tickets validated directly at the bank.

  • Real-time notification

    New records appear in the ERP.

  • Programming in ERP

    Without accessing online banking.

  • Automatic reconciliation

    Titles x releases, no friction.

  • Centralized vision

    Unified payroll and cash flow.

  • −80% manual labor

    Integrated DDA + ERP.

Tickets available for up to 65 days after expiration Integrate the DDA API
>_ Step 2 · Payments API

Boleto, TED, Pix, salary, taxes: everything from the ERP, with a JSON.

The Payments API transforms the ERP in the financial center of the operation. Without internet banking, without bank-to-bank CNAB. A single layout for all payment types, with real-time confirmation directly from the bank, to release shipments, settle debts, or unblock operations as soon as payment occurs.
API de Pagamentos — TecnoSpeed
Click on the ERP until confirmation in the bank.

A single flow, any payment type, any bank.

Why is it different

What separates this API from a traditional bank integration?.

Um JSON único para múltiplos tipos de pagamento
Single payload

Even JSON for bank slips, Pix, TED, salary, and taxes.

  • JSON for everything

    Unique layout, any bank.

  • Real-time webhooks

    Instant confirmation, no polling.

  • Pre-validation

    Assignor and conferred bars.

  • Zero maintenance

    Bank changes absorbed.

  • 6 covered types

    Boleto, Pix, TED, salary, tax, supplier.

  • Real-time confirmation

    The bank registers the payment immediately.

Integrate the Payments API
Step 3 · Open Finance

Statements and cards in the ERP, via Open Finance.

The Suite closes the cycle: After the DDA searches for the bill and the Payments API executes, Open Finance confirms everything in the real bank statement, and also brings the credit card bill.
Open Finance conectando bancos ao ERP
Open Finance

Digital authorization, immediate scale, card included.

  • 47+ banks

    PF (44) and PJ (36) covered.

  • Card included

    Invoices via Open Finance, new in 2026.

  • Automatic reconciliation

    No manual export in the ERP.

  • Authorization in minutes

    In-app direct consent.

  • Ahem, VAN

    No letter to the manager.

  • Without BC accreditation

    TecnoSpeed assumes regulation.

Learn about the Open Finance Statement API
>_ Dev-to-Dev Support

What changes when the ERP absorbs internet banking

Hard path

Without the PlugBank Suite

Processing Accounts Payable the old way: each bank, each bill, and each reconciliation done manually, every day.

  • Log in to multiple internet bankings every day
  • Tickets arriving by email and PDF
  • Typed transfers one by one
  • Manual reconciliation in Excel
  • Risk of fake invoice and fraud
  • Constant divergence between ERP and bank
Not recommended
Complete platform

PlugBank Suite

A single architecture connects the ERP to 47+ banks: DDA, Payments, and Open Finance in one contract, with maintenance covered by TecnoSpeed.

  • One integration for 47+ banks
  • Automatically imported Billetes via DDA
  • Bulk payments via single JSON
  • Automatic reconciliation via Open Finance
  • Direct validation in the bank, fraud eliminated
  • Real-time webhooks, always synchronized ERP
Integrate the Suite now
Resources

Building from scratch or integrating the PlugBank Suite: the real cost of each decision

"API integration is no longer just a way to record payments. It has become a strategic tool for management and competitive intelligence."
BB
Cash Management Manager
Banco do Brasil · Videocast "Beyond Software"
Cards de Recursos — TecnoSpeed
SUPPORT

Dev-to-Dev Support

TecnoSpeed's support team is made up of developers who understand banking integration. We assist with onboarding, technical questions, and mediation with banks.

SAFETY

Security and compliance

Cryptography, direct bank validation, FAPI certification, and mTLS. TecnoSpeed is approved by the Central Bank for Open Finance.

SCALE

Unlimited scalability

Infrastructure ready for millions of transactions. Pay for what you use, scale without rewriting a line of integration.

Real-time

Real-time webhooks

Every payment confirmation or new title triggers a direct event in your ERP. Zero polling, zero delay.

API

Standardized JSON

A single contract covers bank slips, Pix, TED, taxes, and salaries. No bank-to-bank CNAB. Integrate once, use everywhere.

UPDATES

Banking changes absorbed

Banks change rules all the time. TecnoSpeed updates integrations without cost or effort for the Software House.

Documentation

Comprehensive documentation, sandbox, and expert support, from integration to go-live

Each API in the Suite has explanatory documentation by payment method. Getting started, integration guides, JSON examples, webhooks, authentication. Everything available in the help center.
Documentação — Cards (Oxygen)
Getting started

First steps
Payments API

Everything to make the first transaction: authentication, credentials, and the first payment call.

See first steps
DDA

DDA API Documentation

Query, download, status, and scheduling operations. Step-by-step guide for customer enablement flow.

View DDA documentation
Open Finance

API Extrato Open Finance

Complete documentation for statements and credit cards via Open Finance—step 3 of the journey.

View dedicated page
Banks

Supported Banks

Full list of supported banks and available integration types for each.

View supported banks
>_ Integrated banks

Your client's bank? It's probably already here.

With over 47 integrated banks, including all the major banks in Brazil, the Suite eliminates the pain of negotiating and getting approval from bank to bank.

Bank integration in ERP
Coverage

Your client does not switch banks.

With +47 integrated banks, the answer for your client is almost always yes.

Tempo

Zero hours in approval

Homologating from scratch consumes 240 to 280 hours per bank. This is already done.

Evolution

The list grows effortlessly

New integrated bank? Your ERP already supports it, without a single new line of code.

Over 35 banks
Learn more about the accounts payable API
Citação Blog TecnoSpeed

"Financial integration is no longer a differentiator; it is a necessityAnyone still relying on internet banking is delivering less than what customers expect.

— Blog TecnoSpeed · Automação de Pagamentos, 2025

Most common questions

Frequently asked questions about the Accounts Payable Suite and Payments API

The PlugBank Accounts Payable Suite is an all-in-one financial automation solution for ERPs. It combines three integrated APIs: DDA API (automatic retrieval of bank slips issued against the customer's CNPJ), Payments API (executing bank slips, Pix, TED, salaries, and taxes directly from the ERP), and Open Finance Statement API (checking accounts and credit cards). It replaces manual internet banking procedures with unified, real-time automation.

DDA (Authorized Direct Debit) is a system that centralizes all electronic bank slips issued against a CNPJ. TecnoSpeed's DDA API automatically queries this environment and imports bills directly into the ERP dashboard—no PDF files, no emails, and no manual typing required.

The Payments API supports bank slips (boletos), Pix, TED, salaries, taxes (DARF, GPS, etc.), and supplier payments using a single standardized JSON layout across all supported banks.

The Suite is integrated with over 40 major financial institutions in Brazil, including Itaú, Banco do Brasil, Bradesco, Santander, Caixa, Sicoob, Sicredi, Banco Inter, and C6 Bank.

Reconciliation happens automatically via Open Finance and real-time Webhooks. Once a payment is executed or a transaction posts to the account/credit card, status events immediately update the ERP financial records, eliminating manual spreadsheet matching.

Most partner development teams achieve full production setup in less than 30 days thanks to standardized JSON payloads, sandbox environments, and dedicated dev-to-dev support.

You can integrate them incrementally based on your ERP's roadmap. Whether starting with DDA, Payments, or Open Finance, each API operates independently while sharing the same infrastructure.

Yes. All payments processed by the Payments API undergo real-time security validation (assignor data verified, barcodes validated, limits checked). PlugBank operates with SSL, PCI DSS, LGPD compliance, and Brazilian banking regulations. Open Finance APIs use OAuth 2.0, FAPI, and mTLS—the strictest financial security standards regulated by the Central Bank.

Start now

Your competitors are already eliminating internet banking for their clients. What are you waiting for?

Every month your ERP relies on internet banking is a month your client's finance team wastes hours on operational tasks that could be automated. And every month is an opportunity for a competitor to offer what you don't have yet.
Automate Accounts Payable in my ERP
View API technical documentation
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